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Al Reem Island towers on the water at dusk

Guides · Al Reem Island

Buying on Al Reem: how to choose an agency

Al Reem Island falls under Abu Dhabi Global Market (ADGM), with its own registry, fee rules and English common law. Choose an agency that knows that process, puts its fees in writing and shows you dated, sourced numbers.

Key figures

The numbers, dated and sourced

  • ADGM

    Registers all real property interests on Al Reem and Al Maryah islands, under the ADGM Real Property Regulations, online on AccessRP or at the ADGM Service Centre.

    Source: ADGM Registration Authority (checked 8 Nov 2026)

  • 2%

    ADGM freehold transfer fee, of the property value or fair market value, whichever is greater. The rules name the transferor (seller) as payer, so agree it in the contract.

    Source: ADGM Real Property Regulations (Fees) Rules 2024 (checked 3 Nov 2026)

  • 0.1%

    ADGM fee to register a mortgage, of the mortgage value.

    Source: ADGM Real Property Regulations (Fees) Rules 2024 (checked 3 Nov 2026)

  • 80%

    Maximum loan-to-value for an expatriate’s first home under AED 5 million (70% above), and 60% for a second or investment property.

    Source: CBUAE Rulebook (checked 8 Nov 2026)

Checklist

What to look for in an agency

Licensed in Abu Dhabi

Ask for the agency’s trade licence and broker registration, and check the listing has its advertising permit. Beyond’s are on every page: trade licence CN-4682622, ADM registration 202402091579.

Knows the ADGM process

On Al Reem, sales, transfers and leases run through ADGM’s AccessRP platform or the ADGM Service Centre, not DARI. Your agency should walk you through who pays what under ADGM rules.

Fees in writing, before viewings

You should know the commission, the 2% transfer fee, any developer NOC and mortgage costs before you make an offer. Beyond: 2% + VAT on resale, no commission when you buy from the developer.

Numbers with a date and a source

Prices, rents and yields move. Ask where each figure comes from and when it was checked.

Help after the keys

If you will rent the home out, check the agency can lease and manage it. On Al Reem, ADGM communities are excluded from the emirate-wide rent freeze in force since 2 June 2026.

Straight answers on finance and visas

An agency is not a bank. It should introduce you to mortgage advisers and banks, and explain the Golden Visa property rules without promising the visa.

Before you sign

Questions to ask

  1. Which steps will run through ADGM, and which documents will I need?
  2. Who pays the 2% transfer fee in this deal, and is that written in the contract?
  3. What are the service charges, and are they cleared before transfer?
  4. Is this an off-plan unit with a developer resale condition, or a ready title?
  5. Who will manage the unit if I rent it out, and what does that cost?

How Beyond helps

Where Beyond fits in

Buying, with no commission from the developer

Buy off-plan or first-hand from the developer through Beyond and you pay no commission; the developer pays the agent.

Learn more

Mortgage support: an introduction

We are a real estate brokerage, not a bank. We introduce you to mortgage advisers and UAE banks, who arrange the loan.

Learn more

Golden Visa guidance

We help you choose property that meets the Golden Visa property rules and explain the official steps. The visa itself is issued by the UAE authorities.

Learn more

Property management

We look after your rented property day to day: tenants, rent, maintenance and renewals, with one point of contact. Management fees on request.

Learn more

Ready when you are

Tell us what you have in mind and we will come back with next steps.

FAQ

Questions, answered

Is Al Reem Island part of ADGM?

Yes. ADGM’s jurisdiction covers Al Maryah and Al Reem islands, and its Registration Authority registers all real property interests there under the ADGM Real Property Regulations (ADGM, checked 8 Nov 2026).

Can foreigners buy on Al Reem Island?

Yes. Reem is one of Abu Dhabi’s original investment zones where all nationalities can own property (UAE Government portal, checked 3 Nov 2026).

What is the transfer fee on Al Reem?

Under the ADGM Real Property Regulations (Fees) Rules 2024, a freehold transfer costs 2% of the property value or fair market value, whichever is greater, and the rules name the transferor as the payer. Registering a mortgage costs 0.1% of the mortgage value.

Does the Abu Dhabi rent freeze apply on Al Reem?

ADREC froze rent increases across the emirate from 2 June 2026, but its H1 2026 report states that ADGM communities on Al Reem and Al Maryah are excluded (ADREC, checked 3 Nov 2026).

How do I check an agency is licensed?

Ask for its trade licence and broker registration, and check that the listing carries an advertising permit. Abu Dhabi’s DARI platform runs broker registration, brokerage contracts and website advertising permits. Beyond Real Estate shows trade licence CN-4682622 and ADM registration 202402091579 on every page.

What does Beyond charge on Al Reem?

On a resale, a fixed 2% of the sale price plus 5% VAT. Buying off-plan or first-hand from the developer through Beyond: no commission. Our buying-costs calculator lists every fee.

Sources

Where these figures come from

  1. ADGM Real Property Regulations (Fees) Rules 2024, checked 3 Nov 2026
  2. ADGM Registration Authority: Real estate services, checked 8 Nov 2026
  3. Beyond Real Estate: Buying costs calculator, checked 8 Nov 2026
  4. CBUAE Rulebook: Regulations regarding mortgage loans, checked 8 Nov 2026
  5. Beyond Real Estate: Our services, checked 8 Nov 2026

Prepared 8 November 2026. Rules and fees change; check the latest with the official source or with Beyond before you buy. General information, not legal or financial advice.

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