Cost calculators · Abu Dhabi
What a property deal really costs
Itemised costs for buying, renting and commercial deals in Abu Dhabi: government and registration fees, commission, deposits and mortgage costs, with the total you need.
Rates as of Nov 2026, indicative, confirm with Beyond.
Choose a calculator
Three deals, every cost
Buying a home
Buying costs
Ready or off-plan, cash or mortgage: registration, NOC, commission, mortgage fees and your monthly payment.
Open the calculator →Renting a home
Renting costs
Apartment or villa: first cheque, deposit, commission, Tawtheeq, municipality fee and utility deposits.
Open the calculator →Commercial
Commercial costs
Office, shop or warehouse, to buy or lease: VAT, registration, commission and deposits.
Open the calculator →Rates used
Abu Dhabi fees, at a glance
| Cost | Rate | Notes | Source |
|---|---|---|---|
| Registration fee (buying) | 2% of the price | Buyer pays, resale and from developer | DARI / ADREC |
| Developer NOC (resale) | Up to 5,250 | Buyer pays | Beyond |
| Beyond commission (resale) | 2% + 5% VAT | 0 when buying from the developer | Beyond |
| Mortgage registration | 0.1% of the loan | Plus about 450 e-services | ADREC |
| Bank valuation / processing | 2,625–3,150 / up to 1% + VAT | Varies by bank (estimate) | Bank fee sheets |
| Max loan-to-value | Expat 80% · UAE national 85% | First home under 5M; off-plan 50% | Central Bank of the UAE |
| Beyond commission (residential rent) | 5% of annual rent + 5% VAT | Residential leases | Beyond |
| Beyond commission (commercial lease) | 10% of annual rent + 5% VAT | Offices, shops, warehouses | Beyond |
| Municipality (housing) fee | 5% of annual rent | Expat tenants, min 450; not on commercial | DARI / TAQA |
| Tawtheeq lease registration | 50 | Tenant pays (lease under 4 years) | DARI / TAMM |
| Security deposit | 5–10% of annual rent | Paid to the owner, refundable | Beyond |
| VAT on commercial property | 5% on price or rent | Homes: exempt | Federal Tax Authority |
Rates as of Nov 2026, indicative, confirm with Beyond. Sources are the published fee pages of each authority, named here as text.
Buying off-plan or first-hand from the developer through Beyond Real Estate costs you no commission: the developer pays the agent. Commission applies to resale (secondary-market) deals. Every calculator shows the total cost including government fees and commission, the cash you need upfront and, for a mortgage, your monthly payment.
FAQ
Questions, answered
How much does it cost to buy property in Abu Dhabi on top of the price?
On a resale home, about 4.4% of the price before any mortgage costs: 2% registration, about 875 DARI e-services, up to 5,250 developer NOC and Beyond's 2% commission plus VAT. Buying from the developer through Beyond removes the commission and the NOC, leaving mainly the 2% registration.
Do I pay commission on off-plan?
No. Buying off-plan or first-hand from the developer through Beyond Real Estate costs you no commission; the developer pays the agent.
What is the municipality fee on rent in Abu Dhabi?
5% of the annual rent for expatriate tenants, at least 450 a year, billed monthly on the TAQA (ADDC) bill. UAE nationals are exempt for their own home, and commercial leases have no municipality fee.
Are these calculators free?
Yes. They run in your browser and store nothing. Send your result to Beyond on WhatsApp or ask Najib to confirm the figures for your deal.
Figures are indicative, based on published fees as of November 2026, and can change. Beyond Real Estate confirms the exact costs for your deal.
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